As businesses grow and seek competitive advantages, many are searching for proven ways to address the challenge of how to acquire the use of new technology. The choice for many businesses is clear - Lease.

Research shows that eight out of ten U.S. companies (and according to industry statistics, 95 out of the Fortune 100 companies) lease some or all of their assets. Of all the ways to acquire assets, leasing is the method most frequently used for all Equipment, Software, Services, and Hardware types.

Advantages Of Leasing:

• No large down-payment requirements
• No additional collateral is required other than the equipment itself
• No annual fees or account maintenance charges
• Allows for purchasing equipment and facilities when cash or loans are not available
• Conserves available cash/working capital for added security or investment in more productive opportunities
• Spreads the cost of using equipment over its useful life
• Fixed interest rates & fixed monthly payments over the term of the lease
• Offers tax advantages (please consult your accountant)
• Allows for off-balance-sheet financing to maintain lower leverage ratios
• Multiple and flexible leasing options and payment schedules to match specific financial requirements
• Preserves available credit lines to allow future borrowing
• Defers up-front sales tax to monthly payments over the term of the lease

• Fair Market Value (FMV)
  This program offers the most options both during and at the end of the lease term. At the end of the lease term, the lessee has the option to: extend the terms of the lease, return the equipment, or buy the equipment at its fair market value.
  
  
• $1.00 Buyout
  This option typically will have the highest monthly payment. However once the lease term expires, the equipment can simply be purchased for $1.00.
  
  
• 10% Purchase Option
  The 10% Purchase Option will have a monthly payment slightly higher than FMV with a fixed purchase option at the end of the lease term. The options include: 1) continue to lease the equipment, 2) return the equipment, or 3) buy it at 10% of the original equipment cost. You may also apply to upgrade to new equipment.